Loan Rates Savings and Checking Accounts Certificate Rates

Effective as of: 09/01/2018
Loan TypeAPR
Auto, Motorcycle, RV and Boats
5 yrs or Less2013 - New3.49%
6 yrs of Less3.99%
7 yrs or Less4.99%
8 yrs or Less5.99%
5 yrs or Less2012 - 20104.99%
2009 - Older7.49%
Signature (Unsecured)
3 yrs or Less 7.99%
4 yrs or Less $10,000 min 8.99%
5 yrs or Less $15,000 min 9.99%
Share Pledged2.00%
Visa Classic11.9%
Fixed Rate Home Equity180 months or lessCall for Quote
Home Equity Line of Credit180 months or lessCall for Quote
First Mortgage LoansFor Current Mortgage Rates click on the link below:
Rates are quoted "as low as". They may not apply to every borrower.Click Here >>>>>>>
Rates include a 1/2 discount for payroll deduction/automatic transfer and will be adjusted based on credit history.


ATM/Debit Card

ATM/Debit Card Issue Free
Transaction (Cash Corner) Free
Transaction (Non-Cash Corner) $2.50
Replacement Card $5.00
Overdraft Fee $27.00

Account Fees

Monthly Fee Free
Overdraft Fee $27.00
Courtesy Pay Overdraft Fee $27.00
Account Research (per hour) $20.00
Copy of Checks/Drafts $5.00
Account History/Statements $5.00
Account History Faxed/Mailed $7.00
Stop Payment on Drafts $27.00
Stop Payment on ACH $27.00
Temporary Checks (per 10) $5.00
Bill Payment Free

Other Service Fees

Virtual Branch Free
Mobility Banking Free
Direct Deposit Free
Payroll Deduction Free
Notary Service Free
Cashiers Checks $3.00
Money Orders $2.00
Travel/Gift Cards $3.00
Wire Transfers  $20.00
Collection Items $35.00
Garnishment/Levies $35.00
Return Deposit Items $5.00
Fax Payoff Request $25.00
Copy Service (per page) $0.25
Fax Service (per call) $1.00
Amortization Schedule for
Other Institutions Loan $5.00
Check Cashing Fee 1%/Min $5.00
Incorrect Address $10.00
Inactivity  - 12 months $10.00

Choice Savings

Below $500 Minimum Balance $5.00

Effective 1-1-2016

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