Loan Rates Savings and Checking Accounts Certificate Rates
| CERTIFICATE RATES | |||
| Account Type | Term | APR | APY* |
| Share Certificate | 6 months | 0.30% | 0.30% |
| Share Certificate | 12 months | 0.85% | 0.85% |
| Share Certificate | 18 months | 1.00% | 1.00% |
| Share Certificate | 24 months | 1.10% | 1.10% |
| Share Certificate | 36 months | 1.29% | 1.30% |
| Share Certificate | 48 months | 1.49% | 1.50% |
| Share Certificate | 60 months | 1.64% | 1.65% |
| IRA Share Certificate | 60 months | 1.64% | 1.65% |
| IRA Share Certificate | 18 months | 1.00% | 1.00% |
| *APY=Annual Percentage Yield | |||
| A penalty may be imposed for early withdrawal | |||