Rates

Loan Rates   Savings and Checking Accounts   Certificate Rates  

Effective as of: 03/01/2013

CERTIFICATE RATES
Account Type	Term	APR	APY*
Share Certificate	6 months	0.40%	0.40%
Share Certificate	12 months	0.65%	0.65%
Share Certificate	18 months	.75%	.75%
Share Certificate	24 months	.85%	.85%
Share Certificate	36 months	1.00%	1.00%
Share Certificate	48 months	1.24%	1.25%
Share Certificate	60 months	1.34%	1.35%
IRA Share Certificate	60 months	1.34%	1.35%
IRA Share Certificate	18 months	.75%	.75%
*APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal