Services

Share Accounts

Saving for the future doesn't have to be difficult. Choose from options which allow you to accumulate wealth monthly or invest your savings to grow for the future. For additional information, send email or phone the Credit Union at 402-894-5005.

Regular Shares

The regular share account is your key to saving at Omaha Firefighters. With just $25.00 a deposit to open your account, you'll be able to take advantage of all the products and services we have to offer our members and use the convenience of payroll deduction to save towards a big goal.

Special Savings

Similar to the regular share account, the special share account allows you to save separately under the same member number. Special Share Accounts can be earmarked for any saving purpose, such as taxes, vacation, Christmas, or college tuition.

Choice Savings

Choice savings earns competetive money market rates with a low minimum balance of $500 while still maintaining daily access to your funds.

Time Certificates

A variety of certificates are offered, all with a minimum $500 to open, with terms from 3 months to 5 years, with a variety of competitive rates.

Checking Accounts

All the benefits of traditional checking accounts, without the high fees. There is no minimum balance, no monthly service charges, bill payment, overdraft protection, and you get unlimited check writing and competitive dividend rates.

Individual Retirement Accounts (IRA's)

Omaha Firefighter's can help you save for your retirement years. Low risk investments assure your nest egg is safe.

Loans

Omaha Firefighters Credit Union offers a wide variety of loans to suit your lifelong needs. With competitive rates, convenient terms and fast approval, we can help you with any short-term need or with those big ticket items, like cars and houses. For additional information, email or contact any member of our loan staff at 402-894-5005.

New And Used Auto Loans

Exceptional terms and rates are available for new and used autos. For more information, visit our Rate Board.

Recreational Vehicles

Financing terms are available for all types of recreational vehicles, such as RV's, campers, boats, and motorcycles.

Real Estate Loans

OFCU offers a wide range of mortgage and home equity options to choose from. Whether you are a first time buyer, refinancing, or want to use the equity in your house to add on that extra room, we can suit your needs.

Personal Loans

With fixed rates and terms up to 36 months, you can borrow using your signature as collateral. Use your loan for any purpose: vacations, weddings, computers... it's up to you.

Debt Consolidation

Pay off all the other guys and make only one regular payment with a debt consolidation loan. Check with any member of the loan staff to find the best solution for you.

Other Benefits & Services

Omaha Firefighters Credit Union offers you many ways to keep you from standing in line, or waiting to get information on your account. Check out some of these features to help free your time! To apply for any of the features or obtain additional information, simply send us an email or call us at 402-894-5005.

Virtual Branch

Would you like to be able to see your checking balances or transfer funds among your OFCU accounts at 2:00 in the morning? With just a click of a button, Virtual Branch allows members easy access to their accounts 24 hours a day, 7 days a week. Virtual Branchallows members to check account balances, transfer funds, make loan payments, and verify account history. This service is offered at no cost to members of the Credit Union!

Direct Deposit and Payroll Deduction

Your entire paycheck, tax refund, retirement check or any type of recurring payment may be deposited into your credit union account - or you can direct a portion of it to your account. Direct deposit will save you time and money. Payroll deduction is an easy way to save for the future or to pay off loans.

Debit (Check) Card

It looks like a credit card but works like a check. Purchases are deducted from your checking account with no fees attached. You will see itemized transactions on your monthly statement. Plus, it's your ATM card, so you can use it to get cash. Use it at any merchant displaying the VISA logo, or at any ATM.

Line of Credit/Overdraft Protection

Use your line of credit as overdraft protection on your checking account and you won't have to worry about unexpected financial needs. You pay interest only on the amount that you borrow, and the money you repay becomes available on your account.

Share and Certificate Secured Loans

Use your savings to secure a loan and lower your borrowing costs. You'll get a great rate on a loan and still earn interest on your savings.

VISA Credit Card

Our low fixed interest rate of 11.9%, no annual fee, and a 25 day grace period make this a great choice for a personal credit card.

VISA Travel Card

Visa Travel Cards are available, reloadable and offered at a low cost to credit union members.