Loan Rates Savings and Checking Accounts Certificate Rates
| SAVINGS and CHECKING ACCOUNTS | |||
| Type | Balance | Dividend Rate | APY* |
| Regular Shares | $25 - $2,499.99 | 0.10% | 0.10% |
| Regular Shares | $2,500 - $24,999.99 | 0.15% | 0.15% |
| Regular Shares | over $25,000 | 0.20% | 0.20% |
| Choice Share | $500 - $4,999.99 | 0.10% | 0.10% |
| Choice Share | $5,000 to $24,999.99 | 0.10% | 0.10% |
| Choice Share | over $25,000 | 0.10% | 0.10% |
| Checking Plus | $1,000 to $9,999.99 | 0.10% | 0.10% |
| Checking Plus | $10,000 to $24,999.99 | 0.15% | 0.15% |
| *APY=Annual Percentage Yield | |||
| Checking Plus | over $25,000 | .20% | .20% |
| Choice Savings | over $500 | .81% | .81% |
ATM/Debit Card |
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| ATM/Debit Card Issue | Free | |
| Transaction (Cash Corner) | Free | |
| Transaction (Non-Cash Corner) | $2.50 | |
| Replacement Card | $5.00 | |
| Overdraft Fee | $27.00 | |
Account Fees |
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| Monthly Fee | Free | |
| Overdraft Fee | $27.00 | |
| Courtesy Pay Overdraft Fee | $27.00 | |
| Account Research (per hour) | $20.00 | |
| Copy of Checks/Drafts | $5.00 | |
| Account History/Statements | $5.00 | |
| Account History Faxed/Mailed | $7.00 | |
| Stop Payment on Drafts | $27.00 | |
| Stop Payment on ACH | $27.00 | |
| Temporary Checks (per 10) | $5.00 | |
| Bill Payment | Free | |
Other Service Fees |
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| Virtual Branch | Free | |
| Mobility Banking | Free | |
| Direct Deposit | Free | |
| Payroll Deduction | Free | |
| Notary Service | Free | |
| Cashiers Checks | $3.00 | |
| Money Orders | $2.00 | |
| Travel/Gift Cards | $3.00 | |
| Wire Transfers | $20.00 | |
| Collection Items | $35.00 | |
| Garnishment/Levies | $35.00 | |
| Return Deposit Items | $5.00 | |
| Fax Payoff Request | $25.00 | |
| Copy Service (per page) | $0.25 | |
| Fax Service (per call) | $1.00 | |
| Amortization Schedule for | ||
| Other Institutions Loan | $5.00 | |
| Check Cashing Fee | 1%/Min $5.00 | |
| Incorrect Address | $10.00 | |
| Inactivity - 12 months | $10.00 | |
Choice Savings |
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| Below $500 Minimum Balance | $5.00 | |
Effective 1-1-2016 |
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